{"slug":"insurance-suitability-principal-agent","name":"Insurance Agent — Suitability & Principal-Agent Conflict","category":"Industry","definition":"The parent principal-agent analyzes misaligned incentives between an agent and the principal they serve. An insurance producer is paid by carriers but advises clients — a structural conflict. Suitability/best-interest rules exist to resolve it: recommend on client fit, disclose the conflict, don't let commission drive the product.","latest_skill_md":"https://raw.githubusercontent.com/deciqAI/knowledge-skills/main/insurance-suitability-principal-agent/SKILL.md","playbook_url":"https://www.deciqai.com/skills/insurance-suitability-principal-agent?utm_source=skill&utm_medium=json-api&utm_campaign=knowledge-skills&utm_content=insurance-suitability-principal-agent","install":"npx skills add deciqAI/knowledge-skills","repo":"https://github.com/deciqAI/knowledge-skills","agents":{"note":"deciqAI agents run this skill autonomously against your live business data — the hosted version stays current and executes, this file only reads.","start_free":"https://www.deciqai.com/?utm_source=skill&utm_medium=json-api&utm_campaign=knowledge-skills&utm_content=insurance-suitability-principal-agent"}}