{"slug":"mortgage-lo-comp-respa-design","name":"Mortgage — LO Compensation & RESPA Guardrails","category":"Industry","definition":"The parent incentive-design aligns incentives while avoiding perverse behavior. In mortgage, incentive design is legally constrained: the LO Comp Rule bars pay tied to loan terms, and RESPA Section 8 bars paying for referrals. Design must produce alignment inside these hard limits.","latest_skill_md":"https://raw.githubusercontent.com/deciqAI/knowledge-skills/main/mortgage-lo-comp-respa-design/SKILL.md","playbook_url":"https://www.deciqai.com/skills/mortgage-lo-comp-respa-design?utm_source=skill&utm_medium=json-api&utm_campaign=knowledge-skills&utm_content=mortgage-lo-comp-respa-design","install":"npx skills add deciqAI/knowledge-skills","repo":"https://github.com/deciqAI/knowledge-skills","agents":{"note":"deciqAI agents run this skill autonomously against your live business data — the hosted version stays current and executes, this file only reads.","start_free":"https://www.deciqai.com/?utm_source=skill&utm_medium=json-api&utm_campaign=knowledge-skills&utm_content=mortgage-lo-comp-respa-design"}}