{"slug":"ria-client-margin-of-safety","name":"RIA — Client Plan Margin of Safety","category":"Industry","definition":"The parent margin-of-safety builds a buffer so estimation error doesn't cause ruin. A retiree's plan lives or dies on sequence-of-returns risk; the margin of safety is the cash/bond buffer and withdrawal haircut that lets the plan survive an early bad market.","latest_skill_md":"https://raw.githubusercontent.com/deciqAI/knowledge-skills/main/ria-client-margin-of-safety/SKILL.md","playbook_url":"https://www.deciqai.com/skills/ria-client-margin-of-safety?utm_source=skill&utm_medium=json-api&utm_campaign=knowledge-skills&utm_content=ria-client-margin-of-safety","install":"npx skills add deciqAI/knowledge-skills","repo":"https://github.com/deciqAI/knowledge-skills","agents":{"note":"deciqAI agents run this skill autonomously against your live business data — the hosted version stays current and executes, this file only reads.","start_free":"https://www.deciqai.com/?utm_source=skill&utm_medium=json-api&utm_campaign=knowledge-skills&utm_content=ria-client-margin-of-safety"}}