── ── Industry
Mortgage — TRID Timeline Compliance Checklist
The parent checklist is a verifiable gate. TRID is a hard-clock gate whose misses cause cure liability and closing delays. This maps the disclosure clocks onto the parent's gate discipline.
Run Mortgage — TRID Timeline Compliance Checklist on a real problem
Bring something you're actually deciding — free, in the browser.
How it works
The parent checklist is a verifiable gate. TRID is a hard-clock gate whose misses cause cure liability and closing delays. This maps the disclosure clocks onto the parent's gate discipline.
When to use it
- an application hits the 6-item threshold (LE clock starts)
- approaching closing (CD clock)
- any change-of-circumstance / re-disclosure
- 'did we send the LE in time?', 'does this trigger a new 3-day wait?'
When not to use it
pre-application shopping with no six items collected.
Worked example
Mortgage — TRID Timeline Compliance Checklist
The parent checklist is a verifiable gate. TRID is a hard-clock gate whose misses cause cure liability and closing delays. This maps the disclosure clocks onto the parent's gate discipline.
Install this skill (free, MIT)
npx skills add deciqAI/knowledge-skillsUseful? Star the repo — stars help other builders find it.
Related mental models
The parent checklist converts "are we covered?" into a verifiable gate.
The parent loss-aversion-prospect-theory shows losses loom ~2× gains and that framing drives choices.
The parent margin-of-safety builds a buffer so estimation error doesn't cause ruin.
The parent principal-agent analyzes misaligned incentives between an agent and the principal they serve.